Your cyber insurance renewal is coming up. Premiums are going up. The insurer has sent a list of controls they want you to implement: EDR on endpoints, MDR services, threat intelligence.
You need these controls in place or the premiums spike further.
Every security vendor is now positioning themselves as 'cyber insurance compliant.' The controls your insurer requires have become a sales hook — a reason to call you, scope a broader engagement, and charge premium pricing for what should be baseline implementation.
Your insurer sent a checklist. Vendors are treating it as a purchase order.
MDR becomes a black box you're required to buy at enterprise pricing when a lighter-weight solution would satisfy the same requirement. EDR gets bundled with premium support packages you don't need for a control that should cost a fraction of what you're being quoted. The pressure to just get it done before the renewal date is real — and vendors know exactly how to use it.
You're not buying a security program. You're satisfying a checklist. The vendors pitching you are counting on you not knowing the difference.
Cyber insurance controls are a floor, not a security strategy. Your insurer is asking for foundational controls that reduce their exposure — not a comprehensive security program that eliminates yours.
Those are two different things. Vendors conflate them because a security program is a larger sale. But your mandate is specific: satisfy the insurer's requirements at reasonable cost so your premiums don't spike and your coverage holds.
Meet that requirement. Then, separately and deliberately, build the security program your business actually needs — on your timeline, with vendors you chose based on fit, not based on what your insurer's checklist gave vendors permission to sell you.
With ITBroker.com, you have independent representation. We work with 967 providers. Our commission is the same regardless of which vendor you choose. That means no incentive to push premium packages or to lock you into expensive vendors just to satisfy an insurance requirement.
When your insurer is demanding controls, you need a partner who's equally committed to meeting the requirement efficiently and protecting your budget for actual security strategy. That's what independent representation means.
Cyber insurance is your backstop. You need to be compliant. But compliance doesn't require premium pricing.
No pitch. No prep. Just answers about your insurer's requirements and how to implement them without vendor overreach.
